Changes to the Building Code Effectiveness Grading Schedule Needs Comments
The Building Official and Fire Code Official (AKA the Fire Marshal) are key in reducing the exposure a community has to fire and life safety in the built environment. ISO is a key tool utilized by many insurance carriers that provides evaluation and grading based on fire department. If we can reduce our communities overall cost (not just taxes) we are helping our community become competitive!
The Building Code Effectiveness Grading Schedule (BCEGS®) assesses building codes and amendments adopted in a particular community and evaluates that community’s commitment to enforce them.
The concept is simple: Municipalities with well-enforced, up-to-date codes should demonstrate better loss experience, and insurance rates can reflect that. The prospect of reducing damage and ultimately lowering insurance costs provides an incentive for communities to enforce their building codes rigorously.
Building officials, community leaders, and insurers have made suggestions for the improvement of the Building Code Effectiveness Grading Schedule (BCEGS®) program. Here are some suggested revisions for your review that ISO is considering.
- Calculations; Adjust the calculations to let communities with strong enforcement activities achieve more favorable classifications even if they haven’t adopted the latest model code.
- Include a section on community risk reduction.
- Code Adoption; The BCEGS program should continue to encourage the unamended adoption of the latest nationally promulgated codes. The program should continue to reflect codes that local and state governments have amended, which reduce the codes’ ability to mitigate potential hazards. However, strong enforcement efforts combined with unamended adoption of a previous code edition may still be able to receive a favorable BCEGS classification.
- Checklists; Eliminate the reliance on checklists for both plan review and inspection.
ISO needs your feedback on the schedule. Why not provide them feedback and feel free to copy your comments below!
What are your thoughts will this help reduce the cost of building safety and inspection on a community?